HDFC Bank/Credit Cards/Diners Club Privilege/Features-TnC/ 06-23
Page 13 of 13
Section C: Generic Terms and Conditions
• Transactions are tracked as per the posted/settled date from third party/merchant to the
bank and the posting/settlement date will be considered as contribution to the spend
accrual for any month.
• Reward Points shall not be eligible for the following spends on the card,
o Fuel Spends
o Cash Advances
o Payment of Outstanding Balances
o Payment of card fees and other charges
o Smart EMI / Dial an EMI transaction
• HDFC Bank Cardholders are not bound in any way to participate in this offer. Any
participation is voluntary, and the offer is being made purely on a 'best effort' basis.
• All offers are non-cashable, not extendable, and non-negotiable
• All Offers shall be subject to all applicable laws, rules and regulations which are in existence,
and which may be promulgated anytime by any statutory authority
• HDFC Bank is not making these offers and neither warrant nor guarantees the delivery,
quality, merchantability or suitability of products/services availed of by the HDFC Bank
Credit Card members under this offer and the member shall be solely responsible for all
effects and consequences therefrom
• Any disputes as regards delivery, quality, warranty, merchantability or suitability of
products/services availed of under this offer must be strictly addressed by the HDFC Bank
Credit Card members in writing to Merchant/ Brand directly and HDFC Bank will not
entertain any communication in this regard
• HDFC Bank shall not be liable for any loss or damage whatsoever or for any personal injury
that may be suffered, by a HDFC Bank Credit Card member, directly or indirectly, by use or
non-use of products/services availed of under this offer
• HDFC Bank reserves the right, at any time, without prior notice and without assigning any
reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or
to replace, wholly or in part, this offer by another offer, whether similar to this offer or not,
or to extend or withdraw it altogether
• Above offers is by way of a special offer for select HDFC Bank Credit Card members only and
nothing contained herein shall prejudice or affect the terms and conditions of the card
member agreement. The terms of the above offers shall be in addition to and not in
derogation of the terms contained in the Card Members Agreement.
• All disputes pertaining to Credit Cards, if any, arising out of or in connection with or as a
result of above offers or otherwise relating hereto shall be subject to the exclusive
jurisdiction of the competent courts / tribunals in Chennai only, irrespective of whether
courts / tribunals in other areas have concurrent or similar jurisdiction.
• HDFC Bank reserves the right to debit reward points from customer's card account at any
time in case of cancelations/ reversal of transaction for which reward points were credited
earlier. In case sufficient reward points are not available, corresponding Rupee value will be
charged to the card and will be payable by customer as per the credit card agreement