F-15
Booth Information and Materials
MONEY SMART Guide to Organizing Reality Fairs
fdic.gov/moneysmart
High Health Care Needs
You had no health emergencies this month but needed several health care services and prescription
medicines.
No health insurance: $0
premium, $600 paid for
health care. Enter $600 in
the Health Care row of your
Spending and Saving Plan.
Plan 1: $80 premium,
$300 paid toward your
deductible, $120 copays, $30
coinsurance. Enter $530 in
the Health Care row of your
Spending and Saving Plan.
Plan 2: $120 premium,
$100 paid toward your
deductible, $60 copays, $50
coinsurance. Enter $330 in
the Health Care row of your
Spending and Saving Plan.
If you cannot afford to pay your
health care costs by the due
date, you can pay the balance
over time, plus interest and fees.
Decide whether to pay your
health care costs in full or take
up to $165 in medical debt.
No, I want to pay my health care costs in full this month.
Yes, I want to take on medical debt and pay it in the future,
plus interest and fees.
$
Medical debt amount:
Enter this amount to Medical Debt in the Debts section of your
profile and reduce this month’s health care costs by the same
amount in the Health Care row of your Spending and Saving Plan.
CARDS 3: HEALTH CARE NEEDS THIS MONTH
Health Emergency
You had some basic health care needs this month that included medical services and prescription medicine.
You also were injured in an accident and needed multiple medical procedures.
No health insurance: $0
premium, $5,000 paid for
health care. Enter $5,000 in
the Health Care row of your
Spending and Saving Plan.
Plan 1: $80 premium, $300
paid toward your deductible,
$240 copays, $1,260
coinsurance. Enter $1,880 in
the Health Care row of your
Spending and Saving Plan.
Plan 2: $120 premium, $100
paid toward your deductible,
$120 copays, $660
coinsurance. Enter $1,000 in
the Health Care row of your
Spending and Saving Plan.
If you cannot afford to pay your
health care costs by the due
date, you can pay the balance
over time, plus interest and fees.
Decide whether to pay your
health care costs in full or take
up to $260 in medical debt.
No, I want to pay my health care costs in full this month.
Yes, I want to take on medical debt and pay it in the future,
plus interest and fees.
$
Medical debt amount:
Enter this amount to Medical Debt in the Debts section of your
profile and reduce this month’s health care costs by the same
amount in the Health Care row of your Spending and Saving Plan.